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Employment Practices Liability Insurance

Protect your business and peace of mind.

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Your Challenges

Shield Your Business from Workplace Claims

Running a business means managing more than just daily operations. Claims involving discrimination, harassment, or wrongful termination can appear unexpectedly and quickly become costly. Legal fees, settlements, and damage to your reputation can add up fast.

Mask group Proactive Employment Practices Support. Strengthen everyday practices with clear policies, manager training, and consistent documentation to reduce risk and stay compliant.  
Compliance Confidence Claim management support.  If a claim does arise, our team assists with documentation, compliance, and resolution to minimize disruption.  
Automataed accuracy Compliance confidence. Stay current with complex federal, state, and local employment regulations so you can focus on growing your business.  
Clear cost insights Employee morale protection. Addressing workplace issues quickly and fairly helps maintain a positive environment for your team.  
What We Do

Coverage and Support You Can Count On

CoAdvantage’s EPLI offering is more than an insurance policy. It’s a partnership that protects your company while helping you build a stronger workplace.

Broad Coverage for Workplace Claims

Employment Practices Liability Insurance protects your business against a wide range of employment‑related claims, including discrimination, harassment, retaliation, wrongful employment decisions, workplace torts, and wrongful termination. 

Expert Claims Handling

When a claim arises, you’re not on your own. Our HR specialists help manage every step from the first report through resolution. You receive guidance tailored to your situation that helps you respond confidently and minimize disruptions.

Preventive Guidance and Training

Protection goes beyond coverage. Our advisors review your current practices to help identify areas of concern, provide proper employment‑practices guidance and deliver top‑tier training for managers and employees. This proactive approach helps reduce the likelihood of future claims.

Integrated HR Support

EPLI coverage is one part of CoAdvantage’s comprehensive HR solutions. We also handle payroll, benefits administration, workers’ compensation, compliance, risk management, and employee development. You have a single partner for all your HR needs.

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Insights & Resources

Real‑World Protection and Peace of Mind

Our clients trust us to safeguard their businesses and their employees, and the results speak for themselves.

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“Working with CoAdvantage is great because we have a team that covers everything: payroll, benefits, legal compliance. There’s always someone I can talk to and get an answer from right away, whether that’s by email or on the phone.”

-Liliana Herbert, Senior HR Executive

From the Blog

More EPLI Resources

Browse insights, tips and best practices tailored for businesses like yours. Explore our recent blog posts and stay ahead of HR trends.

Labor Law Spotlight: Employee Privacy Rights and Regulations

Employers have long had a vested interest in monitoring employee activity to ensure that workers are fulfilling their job ...
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Navigating State E-Verify Regulations: What You Need to Know

Published July 23rd, 2024. Ensuring a legal and authorized workforce is more important than ever for businesses across the ...
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Does Progressive Discipline Work? A Guide for Managers

Effectively managing employee behavior and performance is critical to maintaining a productive and harmonious workplace. ...
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Is Your HR Crisis Ready? Here’s How You Can Prepare

The increasing frequency and impact of crises in the business world cannot be ignored. From economic downturns to pandemics, ...
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5 Proactive Strategies to Reduce Risk in the Workplace

Ensuring a safe and productive work environment is paramount for every business. Workplace risks not only jeopardize employee ...
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Part 2: Workplace Safety Tips for Every Business

Continuing our focus on workplace safety, we delve deeper into essential measures that every business should prioritize. ...
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Part 1: Workplace Safety Tips for Every Business

Workplace safety isn’t just a legal requirement - it’s a fundamental commitment to the well-being of every employee. Whether ...
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National Safety Month: 4 Tips for Prioritizing Safety

CoAdvantage – June has arrived, and with it comes National Safety Month—a time for business owners to prioritize workplace ...
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Does Workplace Drug Testing Actually Work?

CoAdvantage- Do drug tests work? The answer is complicated and nuanced. In short, drug screening probably does help to curb ...
Read More

3 “Hidden” Hybrid Work Challenges You Might Not Think About    

CoAdvantage – Remote work and work-from-home programs have truly taken off since 2020. According to Gallup, over nine in ten ...
Read More
FAQ

EPLI Frequently Asked Questions

What is Employment Practices Liability Insurance (EPLI)?

EPLI covers your business against claims made by employees, former employees, or applicants alleging wrongful acts such as discrimination, harassment, retaliation, wrongful termination, or other employment‑related issues. It helps cover legal costs, settlements, and judgments associated with these claims.

Why do small businesses need EPLI coverage?

Employment claims can happen to businesses of any size and often cost far more than expected. EPLI provides financial protection and access to experts who help you navigate and resolve claims, so a single incident doesn’t threaten your business.

What types of claims does CoAdvantage’s EPLI policy cover?

Our EPLI coverage includes employment discrimination, harassment, retaliation, workplace torts, wrongful employment decisions, and wrongful termination. It also helps cover legal defense costs and judgments, up to $1 million per claim.

How do I reduce the risk of employment‑related claims?

In addition to coverage, CoAdvantage provides proper employment‑practices guidance, training for managers and employees, and a review of your current processes to identify risks. These proactive steps help prevent claims before they arise.

How do I get started with EPLI coverage?

Reach out to our team for a personalized consultation. We’ll discuss your business needs, explain coverage options, and help you choose the right protection.

Get Started

Protect Your Business and Peace of Mind

CoAdvantage’s EPLI coverage and HR expertise help you handle workplace claims with confidence and prevent issues before they start. Let’s work together to keep your business protected and your focus on growth.

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